

As Indian financial institutions undergo multiple S-curves of technology-led transformations, Fintech SaaS players are emerging as key enablers. These players offer a range of solutions, from point solutions as a service (e.g., KYC, bank statement analysis) to core platforms as a service (e.g., loan origination systems, claims platforms). The total addressable market for Fintech SaaS in India is substantial, representing a significant portion of financial services' technology spend. Moreover, many Fintech SaaS players are expanding globally, leveraging superior products and capabilities built in India. For financial institutions looking to partner with Fintech SaaS providers, our research reveals five key considerations to keep in mind when making selections.
As Indian financial institutions undergo multiple S-curves of technology-led transformations, Fintech SaaS players are emerging as key enablers. These players offer a range of solutions, from point solutions as a service (e.g., KYC, bank statement analysis) to core platforms as a service (e.g., loan origination systems, claims platforms). The total addressable market for Fintech SaaS in India is substantial, representing a significant portion of financial services' technology spend. Moreover, many Fintech SaaS players are expanding globally, leveraging superior products and capabilities built in India. For financial institutions looking to partner with Fintech SaaS providers, our research reveals five key considerations to keep in mind when making selections.